HOW IT WORKS

Our goal is to make the mortgage process as simple and easy as possible. Our team communicates with you every step of the way to ensure your mortgage closes on time. 




Step 1- Apply for a home loan with SOL Mortgage

Apply online or call us at 844.LENDSOL.

 


Step 2 - Start your application process

We will verify your information as part of the loan process – your name, address, birth date, income history and some basic supporting documents. Then, we will review your credit to allow our mortgage loan officer to determine which loan program best suits you and provides you with the best pricing for your situation.

 

Step 3 - Underwriting

Once we receive your loan application, review your credit and discuss the loan programs available for you, we will underwrite your loan. Underwriting is the process of verifying the information you provided in your application. Our underwriters will use supporting documentation that you submit to verify your income, assets and debt. Your loan goes into underwriting immediately. If we have any questions or require additional information, we communicate with you at every step of the way.

 


Step 4 - Closing

Once the underwriting process is complete, it's time to close your loan. As with the other steps, our mortgage loan officer will guide you seamlessly through this step. We work with the title company to compile the closing paperwork and confirm the total funding amount for the loan. Once the loan is funded, the loan closes and you are good to go.